Upload a bank statement.

Fynora reads PDF and CSV statements from Indian banks and credit cards, checks its own work, and sorts every transaction.

The data already exists. Understanding it is the hard part.

Fynora reads the statement, finds the accounts and sorts the transactions. Then, where the statement prints counts or balances, it compares its reading with them, so a problem shows up before it reaches your numbers.

It checks its own work. When the statement prints transaction counts or running balances, it compares what it read against them.

It holds back what it can't verify. If a transaction looks wrong or missing, the statement is held for review instead of being imported.

You confirm before it is saved. You see the rows Fynora read and confirm them. Rows that look like duplicates are flagged for you to keep or skip.

Your original file stays yours. The original is kept in Statement History, and you can download it again.

Import a statement and Fynora turns it into categories, budgets, goals, recurring payments and reports, all in one place.

• Every transaction sorted. Automatic categories that learn from you. Each one has a "Why this category?", and you can create your own.
• A dashboard that explains itself. A Financial Health Score and how it changed, plus cash flow, accounts, budgets and goals on one page.
• Budgets and goals. Set a monthly limit per category and see whether you are on track. Track your goals and what you put toward them.
• Recurring payments and subscriptions. Fynora spots repeat charges and estimates when the next one is due.
• Reports. See income, expenses and net, and where the money went by category.
• Deeper reports (Plus). Spend trend, top merchants and categories, lifestyle inflation and a multi-year comparison.
• What changed. Insights show which categories moved compared with your recent average.
• Financial Memory. See what Fynora has learned: the merchants it recognises, the rules and corrections it remembers, and how complete your history is.

Ask Fyn about your balance, recent spending, spending in a category, or how a budget is going. It can read your numbers. It can't change anything in your account, and it is not a financial advisor.

Is my financial data secure? Passwords are hashed with bcrypt and never stored in readable form, sessions use short-lived access tokens with rotating refresh tokens, and every request to a protected endpoint is verified server-side. Traffic is encrypted in transit over HTTPS, and uploaded statements are fingerprinted so a corrupted or swapped file is detected rather than served. Your data is never sold.

Does Fynora connect to my bank account? Not by default, and never with your net-banking password. Fynora never asks for your net-banking credentials, and nothing in the core product requires a bank connection: it works from the statements you upload yourself.

Which files can I upload? PDF and CSV. Password-protected PDFs work too: enter the password during upload and Fynora opens the file to read it. The password travels in the request body, never in a URL, and is not stored afterwards, so a later re-import will ask again.

Can I import several bank accounts? Yes. Savings accounts, credit cards and wallets. Each statement is matched to the right account automatically, and a single statement covering several accounts is split into them rather than flattened into one. Free plans hold up to 2 accounts; Plus has no limit.

What happens if my statement can't be read? Where the statement prints its own transaction counts and balances, Fynora checks its reading against them. If something looks wrong or missing, the statement is held for review instead of being imported. Someone at Fynora may open the original file to fix it; that needs a specific permission and each download is logged.

How does categorization get better? Correct a transaction once and Fynora remembers that merchant, applying your preference on future imports. It records how confident each suggestion was and which signals matched, and anything below your confidence threshold waits for you rather than being filed quietly. It is always a suggestion, never a decision you cannot see or change.

Does Fynora learn from other people's data? Only for payees Fynora identifies as businesses, and only after several separate people categorise the same payee the same way. What is shared is the payee ID, the category and a count. Your amounts, transaction dates and statements are never part of it, and your own corrections come first for your own account.

Does Fynora use AI on my data? Ask Fyn does, only when you use it, and it sends your question and the data needed to answer it to Anthropic's Claude. Importing a statement does not send it to any AI service. If you add a transaction by hand without picking a category, the description you typed may be sent to Anthropic's Claude to help pick one.

Can I export or delete my data? Yes, both, and both are self-service from Settings. Export downloads a ZIP of everything in your account (accounts, transactions, budgets, goals and your original statement files), with a manifest explaining what is included. Deletion is permanent and irreversible: it is confirmed with your password and a phone OTP, and there is no way to cancel a request once submitted.